Who We Are
Our website can be accessed at: https://insuranceplusloan.com.
Comments Section
When visitors leave comments on our site, we collect the data provided in the comment form, along with the visitor’s IP address and browser user agent string. This helps us with spam detection.
If you use the Gravatar service, an anonymized string derived from your email address (often referred to as a hash) may be shared with Gravatar to check whether you are registered with it. You can review Gravatar’s privacy policy here. Once your comment is approved, your profile picture (from Gravatar) will be visible to the public alongside your comment.
Media Uploads
When uploading images to our site, please ensure they do not contain embedded location data (EXIF GPS). Visitors to the site can extract any location data embedded in images posted on the platform.
Cookies Usage
If you leave a comment on our site, you can opt to save your name, email address, and website in cookies. This is for your convenience, so you don’t have to re-enter your information when leaving another comment. These cookies will persist for one year.
If you visit our login page, we will set a temporary cookie to determine whether your browser accepts cookies. This cookie contains no personal information and will be discarded once you close your browser.
When logged in, we set several cookies to remember your login details and screen display preferences. Login cookies last for two days, and screen preference cookies last for one year. If you choose “Remember Me,” your login will remain active for two weeks. Upon logging out, all login-related cookies will be removed.
If you edit or publish an article, an additional cookie will be stored in your browser. This cookie does not contain personal data but indicates the post ID of the article you just edited. It expires after one day.
Embedded Content from Other Websites
Articles on our website may include embedded content such as videos, images, or other media. Embedded content from external sites functions just like it would if you visited the external site directly.
These external websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with their embedded content, especially if you’re logged into their platform.
Data Sharing
If you request a password reset, your IP address will be included in the reset email.
Data Retention
If you leave a comment, both the comment and its associated metadata are retained indefinitely. This allows us to automatically approve any follow-up comments rather than holding them in a moderation queue.
For registered users on our website, we store the personal information they provide in their user profile. All users have the ability to view, modify, or delete their personal information at any time (except for their username). Administrators of the website also have access to view and edit this information.
Your Data Rights
If you have an account on our site or have left comments, you may request an exported file of the personal data we hold about you, including any data you’ve provided. Additionally, you can request the deletion of any personal data we hold, though this does not include data we are obliged to retain for administrative, legal, or security purposes.